Retirement Calculator

Plan your financial future with our comprehensive retirement calculator. Determine how much you need to save, estimate your retirement income, and see how long your savings will last.

Select Currency:

Current Age:

Retirement Age:

Current Retirement Savings:

Annual Contribution:

Rate of Return (%):

Inflation Rate (%):

Projected Retirement Savings

At retirement age 65, you will have:

In today’s dollars: $0

Retirement Savings:

Annual Withdrawal Rate (%):

Investment Return During Retirement (%):

Inflation Rate (%):

Projected Annual Withdrawal

Based on your savings and withdrawal rate:

First year withdrawal adjusted for inflation: $0

Retirement Savings:

Annual Withdrawal:

Investment Return During Retirement (%):

Inflation Rate (%):

How Long Will Your Money Last?

With your current savings and withdrawal plan:

0 years

Your money will last until approximately age 0

Comprehensive Retirement Planning Guide

Multi-Currency Retirement Planning

Our retirement calculator now supports multiple currencies including US Dollars (USD), Indian Rupees (INR), British Pounds (GBP), Euros (EUR), Australian Dollars (AUD), and Canadian Dollars (CAD). This allows you to plan your retirement in your local currency for more accurate financial projections.

How to Use Our Retirement Calculator

Our retirement calculator helps you plan for a financially secure future by providing three key calculations:

Retirement Savings Projection - Estimates how much you'll have saved by retirement age based on your current savings, contributions, and expected returns.
Retirement Withdrawal Estimation - Calculates how much you can safely withdraw annually during retirement without depleting your savings too quickly.
Savings Duration Analysis - Determines how long your retirement savings will last based on your withdrawal rate and investment returns.

Currency-Specific Retirement Considerations

For Indian Investors (INR)

Consider PPF, NPS, and other tax-advantaged retirement accounts
Account for higher inflation rates (historically 5-6% in India)
Factor in potential currency fluctuations if you plan to retire abroad

For UK Investors (GBP)

Maximize your ISA and pension contributions
Consider the State Pension as part of your retirement income
Plan for potential long-term care costs

For European Investors (EUR)

Understand your country's pension system benefits
Consider the impact of negative interest rates on savings
Account for healthcare costs which may be partially covered by national systems

Global Retirement Planning Strategies

Regardless of your currency, these universal strategies apply:

Start saving early to benefit from compound growth
Diversify your investments across asset classes and geographies
Regularly review and adjust your retirement plan
Consider working with a financial advisor familiar with your currency and tax situation

Next Steps in Your Retirement Planning

Use our calculator with your local currency for accurate projections
Research country-specific retirement accounts and tax advantages
Consider currency risk if you plan to retire abroad
Consult with a local financial advisor for personalized advice

CALCULATOR STORE